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Welcome to R & E Finance

Richard Norton is the founder of R & E Finance.  During his career he has worked in a wide cross section of industries including construction, leisure and manufacturing.  As you can imagine he has experienced the "highs" and the "lows" of being in business.

When forming R & E Finance over thirty years ago, it was all this experience he wanted to build upon in order to support and assist future clients.

Those involved within the business appreciate how fast moving the modern era is. As a result R & E Finance is continually seeking to evolve in order that the clients receive advice from an office that has their best interests at heart.

Because the clients understand that R & E Finance always prioritises their interests above all others, many clients have remained with the brokerage over many years.  Such clients have witnessed R & E Finance grow to become a brokerage with a very wide range of solutions within the following areas:
• Business
• Property
• Property Development.

As the skills of R & E Finance have continued to develop, the clients have benefitted accordingly.  In many cases R & E Finance has helped to build a client's business or property portfolio.  The philosophy of R & E Finance is to help build a future for our clients.

1350+
Happy Costumers
135+
Success Stories
500+
Approved Mortages
20+
Talented Team

Buying a property to live in or to buy as an investment, is one of the biggest events in a person's life.  The financial commitment and associated costs can be immense.  It is imperative that the client is guided through the process by an experienced and independent brokerage.  It is vital that the funding package is the most appropriate for the client.  A client who is purchasing or refinancing needs to know that they are not alone and have an adviser to turn to for support, knowledge and empathy.  In working with R & E Finance the client will find all these qualities.

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Our Consusltants

Richard Norton

Richard Norton is the founder of R & E Finance. During his career he has worked in a wide cross section of industries including construction, leisure and manufacturing. As you can imagine he has experienced the “highs” and “lows” of being in business. When forming R & E Finance over 20 years ago it was all this experience he wanted to build upon in order to support and assist future clients.

Anne Gullon

Working as a branch manager for a major Building Society gave shape to Anne’s professional career. With now more than 30 years’ experience in the finance industry and a wide network of contacts amongst financial services and related professions. Anne has the ability to find financial solutions suited to a client's individual needs whilst equally able to relate to the needs of lenders and finance professionals.

Michelle Littlewood

Michelle has over 30 years experience gained within Financial Services, having worked for several major lenders in both managerial and business development roles. She is passionate about providing excellent customer service by being a dedicated point of contact for both clients and finance professionals alike

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In the modern era, businesses are able to grow quickly, which often prevents conventional sources of funding being appropriate.It is essential that the business owner or senior management are advised of the various options available by a brokerage, that is both independent and experienced in all forms of fund raising. With over 30 years experience of arranging all forms of finance, R & E Finance is ideally positioned to help the business owner, no matter where the business is within its life cycle.

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The Property Developer is the risk taker in developing out a property or properties, be they residential units or a commercial development.  If a project runs smoothly and the "jigsaw" fits together, life for a developer can be blissful.  However, in reality there are so many matters that can go wrong.It is essential for a developer to work with an experienced and knowledgeable broker who can offer a wide range of options and solutions.At R & E Finance, we have created a vast array of funding solutions for our developer clients.

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Case Studies

Development Finance

Planning Gain

A developer required £300,000 to cover the costs of a planning permission application, for a residential development of a brownfield site. These monies were provided by an investor known to this office. Once planning permission was obtained, the uplift in the value of the land was realised by selling the land. The subsequent profits were shared on a 50:50 basis between the developer and the investor

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Business Finance

Bridging Finance

A Client had bought a property at auction, exchanged contracts and paid over his 10% deposit.  After several extensions to the contract, the client had 7 days to complete.  His bank let him down with 3 working days to go before losing his deposit.  We arranged a facility that completed within 2 days!!

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Property Finance

Hotel and Office Build Out

A 300-room hotel and office accommodation in a major city location was 100% project cost funded by way of:
• Senior Debt
• Mezzanine
• Equity.

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