Our Services

We work with our clients to find creative financial solutions to complex and sometimes difficult financial situations.

Residential Mortgages.

We can organise a wide range of residential mortgage solutions, read more ➝

Buy to Let Mortgages.

If you are having difficulty obtaining a mortgage, or a better rate, read more ➝

Commercial Mortgages.

Finding competitive commercial and, semi-commercial mortgages, read more ➝

Secured Loans.

Secured loans, second charge loans against properties, read more ➝

Bridging Finance.

Multi-purpose bridge finance secured against property or assets, read more ➝

Development Finance.

Finance for property development, refurbishment and more, read more ➝

Asset based finance

Factoring single debtors or start ups, invoice discounting for high debtor concentration. Plant/machinery and vehicle finance or refinance, despite adverse credit problems. Facility covering fixtures/fittings for the licence trade and hotels. For insolvency issues we can provide a phoenix facility.

Peer to Peer Lending

Unsecured lending up to £100,000 for businesses. Secured funding and development finance through first or second charge loans for business purposes. Restructuring finance. Seed capital. Regional finance for enterprise. Businesses wanting to expand but declined by the bank.

Equity Release

For those clients who are of a mature age who have equity in the property, a facility can be arranged whereby funding is provided with no need to make ongoing payments.


Occasionally, despite all parties best efforts, an insolvency action can be the best advice for an individual, business or company. However, it is important that such situations are handled with sympathy and a positive outlook for “life after insolvency” is maintained. With this in mind we have extensive experience of working with insolvency colleagues on both personal and business matters which include: IVAs, Bankruptcy, CVAs, Administration, Liquidation and Phoenix.

Offshore Trusts

Many of our clients are successful in business and have to consider the taxation implications of their success. They have concerns with: Corporation Tax, Income Tax, Capital Gains Tax, Inheritance Tax. With this in mind R&E Finance can work with its fellow professional colleagues to arrange an Offshore Trust to protect the client’s assets and address the various tax liabilities.


Equity/ Joint Venture Schemes

Occasionally a client wishes to grow the business so quickly that straight forward finance is not suitable. In such circumstances a large input of cash is usually required to generate such rapid expansion. With this in mind R&E Finance have a wide range of both institutional and private investors who can input funding on an equity or joint venture basis.

Cashflow/ Working Capital

For those clients who have customers/ consumers paying by credit cards it is possible for a lender to provide a business loan as high as a month’s credit card sales to assist with cash flow issues. For businesses with a turnover of at least £6,000 per month, up to 50% of the monthly turnover i.e £3,000 can be made available for Working Capital on an unsecured basis. Overdraft facilities for limited companies can be made available for one year for £3,000 to £100,000.



Insurance & Private Banking

It is important for individuals and businesses to receive independent and impartial advice on all forms of general insurance matters such as buildings insurance, loss of earnings etc. We have relationships with offices experienced in all aspects of general insurance who can offer impartial advice. We also have contacts in both London and Switzerland for those clients who want full banking facilities but prefer a more personal and private relationship.


Divorce Support

We can support those who are considering or proceeding with divorce through the Alternative Divorce Directory and Starting over Show