We specialise in arranging Mortgages for the self-employed, credit impaired and all other individual situations that prevent the option of arranging it on the High Street.

You can be assured of a discreet, personal service that is backed up by years of experience and amongst the fastest processing times in the country, thanks to our award winning Underwriting team that is based in house.

It used to be the case that if you didn't have a perfect credit history, you couldn't get a mortgage from a high street lender. But now the lending market has become so diverse that there are products to fit every credit profile. And we have access to them. We have access to a large number of special products that are aimed specifically at those people with some form of a less than perfect situation. These mortgages do not differ vastly from other mainstream mortgages.

Contact us today, we will be delighted to talk you through some of your options. There is no obligation to proceed with an application of course, our advice is free.


THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOU MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS
ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT
YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE, OR OTHER LOANS SECURED ON IT
A fee between 0% and 10% of the loan may be charged on some plans depending on credit history and ability to prove income.
Example: Loan of £15,000: 120 monthly repayments of £204.66, 10.4%APR variable Loans secured on residential property.
Refinance Ltd, BRE Estate, Watford, WD25 9XX