Secured loans are ideal for the homeowner who wishes to borrow a large amount of money over a longer repayment term. A secured loan is secured on domestic, residential property.

For property owners this is the most efficient way of raising money, as the lender will often be more flexible with the application details of the client, or offer lower rates, because they have a property as security. They enable you to release equity in your home, without you having to go through the hassle and expense of selling. These loans can be used for any purpose, be it debt consolidation, home improvements, starting a business, buying a new car of holiday home, the list goes on and on!


THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOU MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS
ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT
YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE, OR OTHER LOANS SECURED ON IT
A fee between 0% and 10% of the loan may be charged on some plans depending on credit history and ability to prove income.
Example: Loan of £15,000: 120 monthly repayments of £204.66, 10.4%APR variable Loans secured on residential property.
Refinance Ltd, BRE Estate, Watford, WD25 9XX